Methodology

How we price cars

CarGence deal scores aren't guesses. Here's every data source we use and how we turn raw transaction data into the deal grade you see.

Data sources

Live transaction data

Updated weekly

2M+ transactions/year

Verified market transactions from dealer channels across the US. This is the data dealers use to price inventory — and now you have access to it too.

Retail listing database

Updated daily

4M+ active listings

Active listings from dealer and private-party platforms across the US. We normalize mileage, trim, and condition to create true apples-to-apples comparisons.

Completed sales records

Updated bi-weekly

18M+ historical comps

What vehicles actually sold for — not what they were listed at. This is the foundation of our deal score algorithm.

NHTSA recall database

Updated daily

Full US database

All open and historical recalls pulled directly from NHTSA. VIN-specific recall lookups show exactly which campaigns affect a given vehicle.

OEM technical service bulletins

Updated monthly

200,000+ TSBs

Technical service bulletins from manufacturers — the known issues that are too common to be recalls but still cost you money if you don't know about them.

MarketCheck API

Real-time

Real-time feed

Active listings, price history, and market velocity data used to power our inventory search and price trend charts.

How deal scores are calculated

1

Gather comparable transactions

We find vehicles with the same year, make, model, trim, and similar mileage sold within the past 90 days in your geographic market.

2

Apply condition adjustments

Known issues, reported accidents, title status, and mileage deviation from average are factored in to adjust the base comp value up or down.

3

Calculate Real Value

We compute the weighted median transaction price — not the inflated 'retail' price — giving you the actual market clearing price.

4

Score the deal

The asking price is compared to Real Value. Scores run A+ through D. Any price within 95% of Real Value qualifies as a fair deal.

Accuracy and limitations

Our Real Value estimates are within 3–5% of actual transaction prices for vehicles with sufficient market data — typically models from 2015 onward with meaningful US sales volume.

Accuracy decreases for: very rare trims, vehicles with less than 5 comparable transactions in the past 90 days, regional markets with thin inventory, heavily modified vehicles, and salvage/rebuilt title vehicles.

Always use our scores as a starting point, not a final verdict. An independent PPI from a trusted mechanic is the best $150 you'll spend on any used car purchase.

Deal grade scale

A+
Exceptional deal
Priced at or below 90% of Real Value. Rare — buy fast.
A
Great deal
91–95% of Real Value. Below market with room to negotiate further.
B
Fair market price
96–100% of Real Value. Priced correctly — negotiate on condition.
C
Slightly overpriced
101–105% of Real Value. Has room to negotiate down to fair value.
D
Significantly overpriced
More than 105% of Real Value. Walk away or make a strong counter.